Rapid Development and Consulting to Reduce Time to Market for a Buy Now Pay Later Platform
Summary
INNERLUXES provided IT consulting and team augmentation to a UAE fintech startup building a Buy Now, Pay Later (BNPL) platform. Filling the startup's skill gaps within two weeks and contributing across front end, Java back end, QA automation, and project management over a two-year engagement, INNERLUXES helped significantly cut the product's time to market while keeping quality high.
About the Client
The Client is a UAE-based fintech startup focused on developing innovative payment products.
The Challenge: Skill Gaps Slowing a BNPL Launch
The Client wanted to enter the fast-evolving Buy Now, Pay Later market with a BNPL web platform and a mobile app that let shoppers make interest-free split payments for digital and in-store purchases. It started development with its in-house IT team, but those resources proved insufficient for the required pace due to missing tech skills. To speed time to market and optimize the process, the Client sought an IT consulting and team augmentation provider with a large talent pool and payment-apps expertise.
IT Consulting and Team Augmentation
Within just two weeks, INNERLUXES supplied the competencies needed to fill the in-house skill gap, and its specialists fit smoothly into the Client's process and culture — leading to a long-term collaboration. Over the following two years, INNERLUXES contributed across these areas:
Front-end development. INNERLUXES's front-end developers implemented essential UX and UI components for smooth consumer journeys on the web platform, using responsive design so it adapted well to mobile browsers, and also built embeddable widgets for merchants' ecommerce platforms and UIs for merchants and BNPL platform admins.
Back-end development. Working closely with the Client's back-end team, INNERLUXES's Java developers helped build the web platform's back end to the Client's requirements, including QR-code-based payment functionality for faster transfers.
Quality assurance. An INNERLUXES automation-testing expert advised on the best-fit QA automation tools and applied a DevOps approach to establish iterative front- and back-end testing that kept pace with frequent releases.
Project management consulting. INNERLUXES added a project manager (Scrum master) to the Client's IT team to assess the project, analyze resource demand and availability, and advise on optimal resource allocation, with consistent, goal-driven collaboration and transparent reporting throughout.
After the BNPL web platform launched successfully, the Client engaged INNERLUXES's mobile development talent to accelerate the BNPL mobile app.
Results
Thanks to INNERLUXES's tech expertise, fintech knowledge, and established Agile practices, the Client significantly reduced the time to market for its BNPL product and ensured top-flight quality while optimizing project resources. After the successful web-platform launch, the Client continued the cooperation, involving INNERLUXES in the development of a BNPL mobile app.
Technologies and Tools
Java 8, React, Redux, PostgreSQL, Feign, Spring Boot.